COVID-19 Resources for Small Businesses (Updated 25MAR2020 @12:53CST)

Managing the Covid-19 outbreak (Coronavirus) far exceeds economic considerations, however, small businesses are having to make very tough decisions to manage the economic impact.  To assist, below are several resources.  It goes without saying that the situation is fluid and related sources are changing rapidly.  We are committed to updating this data as often as possible.

UNEMPLOYMENT INSURANCE

Texas Workforce Commission

Most important, Texas employees may file for unemployment compensation.  This is applicable for reduced hours, furloughed or separation arrangements.  Please refer to Texas’ guidelines for unemployment compensation regarding specific details and provisions surrounding application, eligibility, and collection of benefits. To assist in applying for any eligible benefits, please reference the Texas Workforce Commission at https://twc.texas.gov/ or by calling 1.800.939.6631 or 800.628.5115 (NEW).

 

The Mass Claims program is now part of The Texas Workforce Commission Employer Benefits Services (EBS). To submit a new Mass Claims request, log on to Employer Benefits Services (EBS) at least five business days before the scheduled layoff. Submitting your request online is quick, easy, secure, and available 24 hours a day, seven days a week.

Employers can also log on to assign and modify users and their permissions in the Administrator feature in EBS.

Please reference the following user guides, found on EBS, for Mass Claims and the Administrator features:

If you have any questions concerning the Mass Claims program and its new online features, please contact, ui.massclaims@twc.state.tx.us.  Employers can visit our web page here.

List of US-wide state unemployment sites

 

FEDERAL GOVERNMENT

Small Business Administration Economic Injury Disaster Loan Program

 

SBA Disaster Loans FAQ

As part of its Economic Injury Disaster Loan Program, the Small Business Administration is providing low-interest working capital loans of up to $2 million to small businesses and nonprofits affected by the Coronavirus in presidential and SBA-declared disaster areas. State governors must request access to the Economic Injury Disaster Loan program for businesses located in their states.

Small business owners in the following designated states are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19): Arizona, California, Colorado, Connecticut, Delaware, the District of Columbia, Florida, Georgia, Illinois, Indiana, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Montana, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, Wisconsin, and West Virginia. Click here to apply.

New United States Department of Labor Coronavirus Site

New Department of Labor FAQ on Families First Coronavirus Response Act (FFCRA)

Note that the DOL is announcing that the new law goes into effect April 1, not April 2 as many believed.

Internal Revenue Service federal income tax filing extension 

There is a federal income tax filing and payment deadline extension.  The federal tax return filing deadline is now July 15, 2020. For tax payments of up to $10 million, the IRS has also extended the deadline for both individuals and businesses to July 15, 2020. Estimated tax payments for 2020 originally due on April 15 will now be due on July 15.

United States Senate Small Business Committee

United States House of Representatives Small Business Committee

STATE GOVERNMENT

Texas State Sales Tax Filings

The Texas Restaurant Association recommends the following: File your taxes today before the midnight deadline.  If you are unable to make full payment, due to the impact of COVID 19, make a good faith payment and call the Enforcement Hotline (800-252-8880) right away.  Explain your situation to the agency, and if you have been in good standing, they will work with you. Remember each tax due date will be examined as it approaches. We do not recommend that members fund day-to-day operations on an ongoing basis using taxes collected from customers.

New Texas Comptroller COVID-19 Emergency Response Webpage

For businesses that find themselves in this situation, our agency is offering assistance in the form of short-term payment agreements and, in most instances, waivers of penalties and interest.  We ask that you contact our Enforcement Hotline at

800-252-8880 to learn about your options for remaining in compliance and avoiding interest and late fees on taxes due.

Texas Alcoholic Beverage Commission COVID-19

TABC recognizes the major impact the coronavirus pandemic is having on the alcoholic beverage industry due to mandated business closures, event cancellations and other protective measures. To help the industry during this difficult time, we're providing answers to common questions you may have.  In most cases, the existing laws in the Texas Alcoholic Beverage Code and Administrative Rules will apply. But if TABC can relax an agency process, or if the Governor's Office grants a statutory exception to help businesses weather global health and economic challenges, we will reflect those changes on this page and connect you to further guidance.

State of Texas Small Business site on COVID-19

States and municipalities are adding programs by the day. Check your governor’s website for up-to-date information about relief available in your area. The National Governors Association offers a list of governors’ websites.

 

LOCAL GOVERNMENT

City of Austin/Travis County Public Health Order/Remain in Place

City of Austin COVID-19: Information for Businesses, Events, and Venues

City of Austin COVID-19: Open/Close status of businesses by type

City of Austin considering direct small business loans/funding

Los Angeles County Economic Development Corporation 

 

TRADE ASSOCIATIONS/INDUSTRY

Texas Restaurant Association

 

List of all State Restaurant Associations

National Restaurant Association Guidance Resource

ECOLAB: Just the Facts

ECOLAB: Novel Coronavirus Fact Sheet

QSR - Things Brands Can Do Now

Foodable Network - Coronavirus Impact

What Trump's Emergency Plan Means for Restaurants

How to Protect Your Restaurants in the Age of Coronavirus

ECOLAB: Novel Coronavirus Fact Sheet

Texas Mutual: What You Need to Know About Coronavirus for Your Business

Switching from Full Service to Take-Out

Modern Restaurant Management: Restaurant Survival Guide

Modern Restaurant Management: What Restaurants Need to Know & Do

 

COMMUNITY ASSISTANCE

Southern Smoke’s Hospitality Emergency Relief

Austin Community Foundation’s Stand with Austin Fund

Flyrite Chicken is offering 20 percent off all orders placed by local service industry people

T3 Thinktank’s #SouthBySouthBest

The Eleanor’s Hands Please! Unofficial SXSW Service Industry Give Back

Yelp Austin’s Form for Restaurant Help

CORE – Children of Restaurant Employees

How Austin Restaurant Industry is Taking Precautions

LEGAL AND INSURANCE

Norton Rose Fulbright: Legal Implications

Skadden: Implications of Coronavirus

 

GreenbergTraurig: Coronavirus and Force Majeure Contract Clauses 

 

WEBINAR: JacksonLewis Resource

 

WEBINAR: JacksonLewis Webinar

 

Munsch Hardt: What Employers Need to Know

Curbside and Delivery for Full Service Restaurants

 

Coronavirus' Impact on Texas Restaurant Employers

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